Assistant Branch Manger
by :  Equitas Micro Finance Ltd
Category : Banking / Financial Services / Broking  
Location : Harda  Khargon  Khandwa                   Experience :  2-7   Year
Salary :  - -

 



Job Description

1. Lead the branch team effectively by exhibiting strong leadership skills. 
2. Ensure meeting the business objectives for multiple products (ex: MF, Housing finance )- Effectively handling a team of 05 peoples. Should be able to work and deliver in an unchartered territory which requires lot of creativity.
3. Responsible for maintaining a healthy portfolio for the branch
4. Guide and train the branch team by possessing sound knowledge on the various products and process (credit, legal,policy etc.) handled by the team.
5. Ensure periodical review is conducted and adequate support is provided to branch team to deliver their objectives.
6. Ensure branch team adheres to the defined process guidelines for various products.
7. Ensure proper coordination by interacting with business support functions like credit, legal, product, Operations teams.

 

Relevant Position with mortgage, Business Loan, Agri Loan Experience

KeySkills  :   Multiple products retail assests mortgage, Business Loan, Agri Loan

Desired Candidate Profile
(UG - Any Graduate - Any Specialization) OR (PG - Any PG Course - Any Specialization)

Company Profile
Equitas Micro Finance Ltd

Equitas Micro Finance Pvt Ltd., Chennai 1. We crossed 2.5 million client base since 2007 and operate out of 6 States and 330 branches with around 2500 staff 2. A combination of process and technology innovation has helped us maintain an operational efficiency which is about 100% better than any other MFI in the country 3. CGAP (an arm of World Bank) have a blog in their website, that the technology we deploy at Equitas is the best amongst MFIs in the world 4. mfTransparency.org which is a global NGO floated to improve transparency amongst MFIs has confirmed to us that we are the only MFI in the world to transparently publish the true cost of funds for the clients in the passbook which are given to clients, and by way of reducing balance method 5. Harvard Business School has written two case study on Equitas (Harvard Business School Case 510-104.) 6. CRISIL has consistently rated us well and has given us the highest rating they have ever given to any other micro finance company in the country, though we are among the youngest. 7. Conservative accounting policy: we provide 1.25% standard asset provisioning though RBI norms do not require us to do any such provisioning 8. We have recently been rated by CRISIL under their Corporate Governance rating and we have received a Level 2 rating (on a scale of 1 to 8, 1 being best). There are only 6 other corporate in India who are rated Level 1. 9. XLRI, Jamshedpur has conferred Equitas with the Innovation 4 Impact Award in 2013 and Branded Equitas as Financiers for the un-banked 10. Recipient of SMART CLIENT PROTECTION CERTIFICATE from The Smart Campaign n 2013 11. Recipient of NCPEDP universal design award 2014 under Category C as Lead Organisation member of working group for Disability inclusive Microfinance We also do significant number of social initiatives, called the Equitas Ecosystem for the holistic improvement in the quality of life of our member base all on not-for-profit basis: The Equitas Ecosystem: Touching lives. Transforming future. The mission statement of Equitas is to improve quality of life by increasing total household asset value of those who are not effectively serviced by the formal financial sector by providing transparent and trustworthy access to financial and other relevant products and services by deploying cutting edge technology and forming partnerships and alliances. In line with this mission statement, Equitas has developed a wide range of ecosystem initiatives towards improving the quality of life of its members. BOARD OF DIRECTORS OF EQUITAS HOLDINGS P LTD 1 Rangachary N Chairman, Independent Director Former Chairman CBDT, Former Chairman IRDA 2 Arun Ramanathan Independent Director Former Finance Secretary, Govt. of India 3 Gary Jit Meng Ng Investor Director CLSA Capital Partners 4 Kuppuswamy P T Independent Director Former Managing Director, Karur Vysya Bank) 5 Nanda Y C Independent Director Former Chairman, NABARD 6 Paolo Brichetti Investor Director Micro Ventures 7 Rajaraman P V Independent Director Former Finance Secretary, Tamil Nadu 8 Raman N Investor Director SIDBI, Executive Director 9 Srinivasan N Independent Director Former CGM ,NABARD 10 Vasudevan PN Managing, Executive/ Non Independent Director Managing Director, Equitas Holdings Pvt. Ltd. BOARD OF TRUSTEES OF EQUITAS DEVELOPMENT INITIATIVES TRUST (EDIT) 1 Dr. C K Gariyali, IAS (Retd) 2 Mr. S P Mathur, IPS, DGP (Retd) 3 Mr. M B Nirmal, Founder, Exnora International 4 Ms. T V Jayalakshmi, Educationist 5 Mr. P N Vasudevan, M.D, Equitas Micro Finance P Ltd









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